Managing your money
The best way to stay out of debt or help get your finances back on track is to budget your finances.
Where do I start?
- Complete an online budget calculator on the FSA website
- Pickup some useful tips on budgeting from the DirectGov website
- When planning a budget, it’s important to think about the future and prepare as much as possible for the unexpected. Complete a financial health check to find out what to look out for
As well as keeping a record of the money coming in and money going out of your household, it’s also important to make the most of your day to day money and make savings where you can.
Make the most of your Countdown Reward Card
All Two Castles are issued with a Reward Card which offers discounts and benefits in certain stores throughout the UK.
The card comes with a brochure pack detailing where you use the card and access the benefits. The card is personal to you, the tenant, and all you have to do is sign the card and you can start using it.
To see the latest offers please click here to visit www.countdowncard.com.
If you have any queries please click here for details of how to contact your local office or contact the Countdown Customer Services Team on 08701 600 698 or visit their website as above.
Other top tips for saving money
- Open a bank account (click here for more information on to how to open a bank account) and benefit from direct debit discounts, cashing cheques free of charge and withdrawing cash free of charge
- Open an account with a Credit Union and benefit from being able to save and still being able to access affordable loans
- For tips on how to save money on your shopping, utility bills, phone bills, travel and much more, visit www.moneysavingexpert.com
- Use a supermarket comparison site to see if you could save money on your food bill www.mysupermarket.co.uk/Home
- Compare the prices of gas and electricity providers to get the best deals. Use price comparison websites such as http://energy.moneyexpert.com/, www.energyhelpline.com, www.uswitch.com, www.energylinx.co.uk/fifteen/,
www.moneysavingexpert.com/utilities
- Save money on days out by visiting www.moneysavingexpert.com/travel/pay-less-for-going-out



